Insurance Insights & Guides
Plain-English guides on health, dental, vision, supplemental, and family insurance — written by licensed agents who do this every day.
Writing Off Health Premiums as a Realtor
How the self-employed health insurance deduction works for 1099 real estate agents who pay their own premiums.
Commission Income and ACA Subsidies: Timing Matters
How large commission checks affect your annual income and ACA subsidy, and how realtors can time and update their estimates.
1099 Health Insurance for Real Estate Professionals
Coverage and tax moves built for commission-based real estate income.
Health Insurance for Realtors and Real Estate Agents (2026)
Lumpy commission income and no brokerage plan is the classic realtor coverage problem. Here's how to solve it without overpaying.
The Real Cost of Going Without Dental Insurance (And the Fix That Costs $19/Month)
What looks like saving $200 on a cleaning often becomes a $3,000+ problem 18 months later. Here's the math nobody shows you before you cancel your dental plan.
What Is Supplemental Insurance — And Does Anyone Actually Need It?
Your health insurance covers the doctor. Supplemental insurance covers your rent, your car payment, and the income you stop earning while you recover.
Open Enrollment 2026: Everything You Need to Know Before November 1
Your one guaranteed chance each year to switch, upgrade, or enroll in a health plan — with no qualifying event required. Here's how to prepare.
Family Health Insurance: How to Choose the Right Plan When Other People Are Counting on You
Four people, four sets of doctors, four different prescriptions — and one budget. Here's the framework we use to pick family plans without losing your mind.